Record of bankruptcies

The year 2018 brought a record number of consumer bankruptcies – 6.5 thousand. Only in the fourth quarter of 2018 1914 consumer bankruptcies were declared. According to the data presented by the Central Economic Information Centre, in 2018 the possibility of declaring consumer bankruptcy was used by 18% more people than in 2017.

Changes to the law on consumer bankruptcy have increased the interest in the institution. In 2015, 2.1 thousand bankruptcies were declared, then in 2016 4.4 thousand bankruptcies and in 2017 5.5 thousand bankruptcies. The next year may also turn out to be a record-breaking year with comments on the announced changes in the law, which may encourage more people struggling with insolvencies.

The amendment prepared by the Ministry of Justice provides for a number of new solutions. Consumer bankruptcy can be declared even if the consumer himself led to insolvency. The exception will be the situation when the debtor is subject to a final decision on acting to the detriment of creditors.

Source: www.bankier.pl/wiadomosc/Ponad-6-5-tys-bankrutow-w-2018-r-kolejny-rekord-pobity-7635854.html

 

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