Consumer bankruptcy for all

Consumer bankruptcy for all

On 24 March 2020, an amendment to the Bankruptcy Law came into force, which introduces changes in the so-called consumer bankruptcy. The introduced changes concern both the grounds for declaring bankruptcy and consumer debt.

It is expected that the introduction of the regulations will increase the number of declared bankruptcies of persons not conducting business activity. Moreover, it is assumed that the changes will accelerate consumer bankruptcy proceedings and unify the jurisprudence, in particular with regard to the assessment of “payment morality” of a consumer.

More about the changes can be found in the articles:

1 Changes in consumer bankruptcy

2. postponement of the investigation of the debtor’s insolvency and bankruptcy tourism

3. Liberalisation of the rationale for declaring a consumer bankruptcy in the context of criminal liability for causing insolvency

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