How the National Debtors Register works

How the National Debtors Register works

The National Register of Debtors (KRZ) launched on 1 December 2021 has many advantages. However, the first shortcomings of the system have also emerged.

KRZ is a publicly available, public and open register of bankruptcy and restructuring proceedings. Thanks to it, everyone can obtain full information on pending proceedings. The main benefits of the KRZ include easy and quick access to information about debtors. Its great advantage is also that it improves the work of courts, receivers and restructuring advisors. The KRZ also makes it easier to follow proceedings and makes enforcement more transparent. Through the KRZ, it is possible to search for specific entities against which restructuring or bankruptcy proceedings are being or have been conducted. It is also possible to search for partners in commercial companies, components of bankruptcy assets, restructuring advisors or maintenance debtors.

The disadvantage of the KRZ is that it publishes information only on proceedings that have started since 1 December 2021. As a result, there are currently not many of them in the NCR. However, with time, the number of information posted there will increase. The usability of the KRZ will also increase.

After several weeks of operation of the KRZ, the first shortcomings of the system are also visible. There is a problem with saving information and there is no possibility to import collective data about creditors when submitting an application.


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